<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2024 Workiva-->
<!--r:2c333007-7675-4076-8295-38cd3021262e,g:27d32f48-1a95-44ae-bafb-d319aed662eb-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.rootinc.com/role/Cover" xlink:type="simple" xlink:href="root-20241113.xsd#Cover"/>
  <link:presentationLink xlink:role="http://www.rootinc.com/role/Cover" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_7af25071-6bbe-4896-9f01-ee39239e6b5c" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_DocumentType_7af25071-6bbe-4896-9f01-ee39239e6b5c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_9301ccb1-79dd-42af-ae78-4c0afd216860" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_DocumentPeriodEndDate_9301ccb1-79dd-42af-ae78-4c0afd216860" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_2cf3e203-9390-4fd6-bc19-735b6b3bb59c" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_EntityRegistrantName_2cf3e203-9390-4fd6-bc19-735b6b3bb59c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_cef9f046-d531-4fe8-b050-910c662da07f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_EntityIncorporationStateCountryCode_cef9f046-d531-4fe8-b050-910c662da07f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_8ae2af24-d8ba-43b9-95c2-f967b16934d4" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_EntityFileNumber_8ae2af24-d8ba-43b9-95c2-f967b16934d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_fc2e3ed3-a62b-45d8-b4a5-17da444d131c" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_EntityTaxIdentificationNumber_fc2e3ed3-a62b-45d8-b4a5-17da444d131c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_8f7acd69-8591-4d54-8c7e-a7cd06da3be5" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_EntityAddressAddressLine1_8f7acd69-8591-4d54-8c7e-a7cd06da3be5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine2_9aeb2e46-d0c5-48bb-b8c7-ae08d18e59fc" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine2"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_EntityAddressAddressLine2_9aeb2e46-d0c5-48bb-b8c7-ae08d18e59fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_94afc69f-4a4b-498d-aecb-9e8ace867e59" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_EntityAddressCityOrTown_94afc69f-4a4b-498d-aecb-9e8ace867e59" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_d88fc7ce-467b-4bcf-9a3e-d1b41e7fa8cd" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_EntityAddressStateOrProvince_d88fc7ce-467b-4bcf-9a3e-d1b41e7fa8cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_338f75fe-d5d7-488d-a5a5-0c2385eaf7ba" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_EntityAddressPostalZipCode_338f75fe-d5d7-488d-a5a5-0c2385eaf7ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_2b43b984-a9a5-4805-bbd1-dfdcb4e42d14" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_CityAreaCode_2b43b984-a9a5-4805-bbd1-dfdcb4e42d14" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_2014e5ff-704d-4f5f-8a53-c8ecb58e95db" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_LocalPhoneNumber_2014e5ff-704d-4f5f-8a53-c8ecb58e95db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_07490d41-a73b-4bc4-9b8e-70ccd01b3a05" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_WrittenCommunications_07490d41-a73b-4bc4-9b8e-70ccd01b3a05" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_17482f67-4095-4f01-82bb-3244c93f93cf" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_SolicitingMaterial_17482f67-4095-4f01-82bb-3244c93f93cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_2fdcadaf-8545-4354-ac4e-640fa9dc7132" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_PreCommencementTenderOffer_2fdcadaf-8545-4354-ac4e-640fa9dc7132" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_9a1ce4eb-48aa-4e5c-a810-cd5bfbf605b9" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_9a1ce4eb-48aa-4e5c-a810-cd5bfbf605b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_7a9504da-ce64-41f4-a6da-38e9a71dc48b" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_Security12bTitle_7a9504da-ce64-41f4-a6da-38e9a71dc48b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_48b839ee-c702-4290-b3aa-a7ab834f9147" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_TradingSymbol_48b839ee-c702-4290-b3aa-a7ab834f9147" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_8453106e-8f2d-47c8-9463-44a39c3b84e0" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_SecurityExchangeName_8453106e-8f2d-47c8-9463-44a39c3b84e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_62150763-0733-4504-bd0d-33e87f6fe9cd" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_EntityEmergingGrowthCompany_62150763-0733-4504-bd0d-33e87f6fe9cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_3413e6ce-36d4-452a-842b-905e0501e889" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_EntityCentralIndexKey_3413e6ce-36d4-452a-842b-905e0501e889" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_c3f19edc-90b5-4ffc-af04-dcb1d27ad6a4" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_cacc0d37-546c-4296-aed9-b43cd49dbfa0" xlink:to="loc_dei_AmendmentFlag_c3f19edc-90b5-4ffc-af04-dcb1d27ad6a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
